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Over 100 Years of Protecting Our Clients and Our Community

Providing insurance solutions with personalized service and trusted relationships.

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Personal Insurance

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Safeguard your business.

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As an independent agency, we are here to help you find the right coverage.

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The Advantage of an Independent Agency Working for You

What makes our independent agency different?

  • We are licensed insurance advisors.
  • We are by your side every step of the way.
  • We offer a wide variety of insurance solutions.
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Hartsfield & Nash Agency, Inc.

Insuring Wake Forest, NC, and beyond since 1899.

Hartsfield & Nash Agency has operated under many names but it has always continued to be a major force in the community. We have always taken a deep interest in the well-being of Wake Forest, NC, and have been protecting your future since 1899.

We understand that finding the right type of insurance to match your needs can be stressful, or confusing. That’s why we’re here to help. With a knowledgeable staff and selection of carriers, we can help you make the right choice when it comes to selecting the right policy coverages for your coverage needs while working towards personalized, professional relationships with our clients.

About Our Agency

Our Affiliations

Insuring Wake Forest, NC Since 1899

For over 100 years, we’ve been insuring families and businesses throughout Wake Forest, NC, and have grown over the years, as we are now licensed in over 35+ states.
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The Solution to Your Insurance Needs

Providing a variety of personal insurance, business insurance, and employee benefits solutions is what Hartsfield & Nash Agency, Inc. does best.

Personal Insurance

Get covered.

“My experience with Hartsfield & Nash has been fast, efficient and thorough. Been working with Hartsfield for many years and they have been totally professional.”

– Natalie D.
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Business Insurance

Get covered.

“It has been a pleasure to have Hartsfield & Nash represent us for our home, automobile, and commercial insurance needs for over twenty years.”

– Virginia A.
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Employee Benefits

Get covered.

“Over the years I have heartily recommended Hartsfield & Nash to family, co-workers and other business owners and continue to do so.”

– David S.
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What Makes Hartsfield & Nash Agency, Inc. Special

Here’s what sets us apart when it comes to serving your insurance needs.

Community Focused

We’ve been dedicated to the Wake Forest, NC community since 1899, and we are proud to support the place we live and work.

Over a Century of Service

For over 100 years, our agency has been protecting people and businesses with quality insurance solutions.

Personalized Service

We care about you, that’s why we go above and beyond to build trusted, personalized relationships.


Hartsfield & Nash Agency, Inc. + Erie Insurance

We strive to uphold Erie Insurance’s long-standing commitment to service.

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Real clients. Real reviews. Real coverage.

“Hartsfield & Nash handles 100% of our insurance needs! Excellent company to work with! Whenever we have concerns, they take the time to make sure to meet our needs.”

– Parrish C.
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Get a glimpse of the risks you face and how your insurance can protect what matters most.

Bodily Injury Liability Coverage
Risk Factor

It’s easy to get distracted while driving. All it takes is an incoming text message, a fussy baby, or changing the radio station and your eyes are off the road long enough to crash into the slowing vehicle in front of you. As an owner/operator of the vehicle, you may be held financially responsible for any bodily injuries caused as a result of the accident.


Bodily injury liability covers your legal liability for a covered accident that involves injury to another person, up to the limit of liability you select. Purchase enough coverage to protect your assets should a claim be brought against you or if you are sued. You should also consider purchasing an excess liability policy which may provide additional limits of liability.

Property Damage Coverage
Risk Factor

When involved in an auto accident, you and your family may be financially responsible for any damage caused by your vehicle to someone else's property. The amount required, if any, can vary by state.


The property damage portion of your auto insurance policy protects you if your car damages someone else's property, such as another car, a fence, or a building. In some instances, you may be able to choose your coverage limit, or it may be a standard amount dictated by the insurer or local laws.

Medical Payments Coverage and Personal Injury Protection
Risk Factor

Depending on the severity of the injuries suffered in an automobile accident, whether caused by you or by the other vehicle, it's not uncommon for healthcare costs to run into the thousands of dollars, with a large portion being out-of-pocket expenses not covered by your health plan.


Medical payments coverage or Personal Injury Protection, depending on where you live, can help cover some medical expenses and funeral expenses of covered drivers and passengers after an accident. The exact requirements, limits, and coverage can vary by state, so it's important to understand what's required where you live.

Uninsured / Underinsured Motorist Damage Coverage
Risk Factor

What happens when the driver who hit you doesn't have enough liability coverage? Or, even worse, they take off? Research has shown that this happens more than you might expect. If you’re in a collision with someone who is uninsured or underinsured, you can be left to pay out-of-pocket for damages and medical expenses not covered by the other driver.


Uninsured/underinsured motorist damage coverage may compensate you for bodily injury and lost wages caused by an uninsured motorist, a hit-and-run driver, a driver whose automobile insurance company is insolvent, or a driver who has not purchased enough coverage to pay for damages.

Physical Damage Coverage
Risk Factor

Your automobile can be a fairly costly investment – one that is exposed to many potential losses caused by weather related events, theft, and other circumstances that may be out of your control.


Physical damage coverage can protect your vehicle if it is damaged in an accident (collision coverage), is damaged by something other than a collision (comprehensive coverage) with a vehicle or object or if your vehicle is stolen. This coverage is optional if your vehicle is paid in full, but it is coverage you should consider if you want to fully protect your vehicle.

Rental Coverage / Loss of Use
Risk Factor

When your vehicle is being repaired or replaced due to a covered loss, you may have to rent a vehicle to get you to and from your daily responsibilities without any interruption. Vehicle rental can get expensive, especially over an extended period of time.


Rental coverage/ loss of use is an inexpensive option you can add to your auto insurance policy to pay for the cost to rent a temporary replacement vehicle or the cost of public or private transportation if your vehicle is ever in an accident. This coverage is available in a variety of daily limits.

Auto Insurance 101

Make sure you cover the unique risks you face with auto insurance.

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  • Discover your risks.
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  Contact Hartsfield & Nash Agency, Inc.

As an independent agency, we are here to help you find the right coverage.

  • Please do not include sensitive, private information in this area.
  • This field is for validation purposes and should be left unchanged.

Wake Forest, NC

10405 Ligon Mill Road
Wake Forest, NC 27587

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