Insurance Blog

Please read and comment on our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

 

October 19th, 2017 by Hartsfield and Nash Insurance Agency, Inc.

Ask ERIE: Why Is My Business Being Audited?

Erie Insurance’s priority is always to do right by you, our valued Customers. Although an insurance audit may seem like bad news, the truth is that it may not be as troublesome as you may think. In fact, it could be beneficial to your business. If you have workers’ compensation and/or general liability coverage for your business, it’s likely that your insurer will conduct an... Read Article

7 Exclusions to Your Typical Life Insurance Plan

Life insurance is one of the most effective ways to ensure your family is protected. Should you suddenly become incapacitated or pass away, life insurance funds can be paid at once to the named beneficiaries without any concern about taxes or delays related to probate. However, when buying a life insurance policy, the one person who truly has your back is your agent. Every life insurance... Read Article

4 Business Tips from the Hit TV Show <i>Shark Tank</i>

If you’re looking for business inspiration, check out the television show Shark Tank. The popular reality show features entrepreneurs who pitch business ideas to a panel of potential investors (aka the sharks). The inventors and small business owners are looking to boost their business growth with an infusion of funding and sales expertise from the sharks. Their 90-second spiels may soar successfully or sink quickly... Read Article

How to Save Money on Your Business Energy Bill

An easy way to curb business costs is through your energy bill. In fact, according to the Environmental Protection Agency, about 30 percent of energy use in buildings is inefficient and unnecessary. For many businesses, lighting and cooling use the most electricity, but energy use will naturally depend on the nature of the operations. For instance, auto dealers, restaurants and hotels typically use more energy... Read Article

The Importance of Key Person Insurance for Small to Midsize Businesses

Key person insurance is life insurance on a proprietor, partner, or a valued employee who is key to the successful operation of a business. Small and midsize businesses typically have one or a few key persons who are primarily responsible for generating revenue. Examples include the partners in a two-attorney law firm, the sole cosmetologist in a small beauty salon, or the owner-founder chef of... Read Article