Insurance Blog

Please read and comment on our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

 

August 4th, 2017 by Hartsfield and Nash Insurance Agency, Inc.

Does Your Auto Insurance Cover Air Conditioning?

Driving a car with no A/C can be miserable during the hot summer months, particularly during a heatwave. As important as it is to your comfort and that of your passengers, automotive air conditioning can be expensive to repair or replace when it breaks down or malfunctions. In many cases, when the A/C malfunctions, it is considered normal wear-and-tear and not covered by auto insurance... Read Article

Energy Saving Tips for Hot Summer Months

Keeping your home cool in the hot summer months can be as costly as keeping it warm in the wintertime. These energy-saving tips can help you minimize your electricity bill while staying cool and comfortable during the heat of the summer months: Set your thermostat to 78° or higher. This can lower your cooling bill by approximately 12%. While you are away from home, set... Read Article

5 Behaviors That Can Raise Your Life Insurance Premiums

Your hobbies, lifestyle, and overall health impact how much you pay for life insurance. For example, if you have decided to take up scuba diving, mountain climbing, rock climbing, BASE jumping or decide that you want to get involved in skydiving, these activities will affect the cost of your policy. Essentially, your life insurance policy is a legal contract between you and the company that... Read Article

Prevent Cyber Crime from Happening to Your Business

As a business person, you are naturally concerned with making your business immune to cybercrime exposure, and with good reason. According to an article on CNBC, cybercrime cost the global economy $450 billion in 2016. Prevention is your best line of defense against cyber criminals. You will want an IT security expert to assess your company’s current vulnerabilities and needs. In addition, there are certain... Read Article

Ask ERIE: How Does Business Auto Coverage Work When…

With business auto insurance, customers often ask us how coverage works in certain situations. A couple examples would be when employees drive company vehicles for personal reasons or when they drive their personal cars for their job. With most business auto policies, the coverage follows the vehicle. So if the employee has permission to use the business vehicle for personal reasons, coverage will typically be... Read Article